About leasing
Asset finance or leasing is a way of purchasing equipment, machinery or other assets without having to pay the full amount upfront. In essence, a lease is an agreement between you (the lessee) and the finance company (the lessor) implying a periodic fee, usually monthly, for the use and possible ownership of equipment, machinery or other assets.
The parties of a leasing contract and their roles are the following:
The range of equipment that can be bought under a lease is expanding rapidly – from the most basic purchase, such as office computers or company cars, to more specialized equipment, such as a forklift truck or a safe.
There are many reasons why leasing is becoming one of the most effective forms of asset-based financing. The major factors are
- enhanced flexibility;
- reduced need for additional collateral;
- transparent total cost of ownership;
- improved debt-equity ratios.
Terms of leasing are always dependent upon the legal, tax and accounting regulations effective in the particular country.
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Contacts
Viale Bianca Maria, 4
20143 Milano (IT)
Tel: +39 02 55 68 1
Fax: +39 02 55 68 300
